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Mortgage Guarantee Scheme

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To encourage and support people getting onto the property ladder. The government will guarantee lenders who offer mortgages to people with a deposit of 5% on homes worth up to £600,000.

All buyers who use this scheme will be able to fix their mortgage rate for at least five years if they choose.

This will be available to property buyers from April 2021 to 31 December 2022.

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